DFH have been helping people with their debts for over 15 years and are currently helping around 5,500 people manage their debt. We pride ourselves on a high level of customer service and expertly advising on a range of debt management solutions. DFH is regulated and authorised by the Financial Conduct Authority for commercial consumer credit related activities.
Refer a friend
And we’ll give you £50 for each new accepted client you introduce.
It allows you to put forward, through an officer of the court, a realistic offer of repayment to creditors, if you have one available.
Creditors can’t take further action collections activity against you once the order is granted.
You may be able to avoid having to sell your home, or non essential assets if your spouse, partner or a relative can buy your share of its value after any debts secured on it have been paid.
If your income is so low that you cannot afford to repay the debt in full in a reasonable time (usually 6 years) it is possible to apply for a composition order which will limited repayments to usually 3 years and any debt you cannot afford to repay in this time is written off.
Disadvantages:
The court may not grant the order as it is subject to individual circumstances.
You will be subject to a monthly charge of 10% of your repayments by the court for supervising the order.
You will be unable to obtain further credit during the order.
An order is registered against your credit file for a minimum of 6 years and will affect your ability to obtain further credit.
DFH were understanding, caring, sympathetic and incredibly helpful. If you are struggling with debt - these people make debt their business to help you.
