DFH have been helping people with their debts for over 15 years and are currently helping around 5,500 people manage their debt. We pride ourselves on a high level of customer service and expertly advising on a range of debt management solutions. DFH is regulated and authorised by the Financial Conduct Authority for commercial consumer credit related activities.
Refer a friend
And we’ll give you £50 for each new accepted client you introduce.
It allows you to put forward, through licensed Insolvency Practitioner, a realistic offer of repayment to creditors, if you have one available.
Only pay back what you can afford. On successful completion any debt you cannot afford to repay is written off.
In almost all cases, stay in your home and keep your car.
Clear your unsecured debts in typically 48 months.
Include all your eligible unsecured debt into the Protected Trust Deed.
Creditors cannot take legal action once your Trust Deed is protected.
Disadvantages:
You will not be allowed further credit while on a Protected Trust Deed.
If your Trust Deed fails, your creditors may request to have you sequestrated (Scottish Bankruptcy). This is unlikely, however this will always be discussed before your Trust Deed commences.
If you fail to keep up the repayments of your Trust Deed then your assets may be at risk and sequestration proceedings could start against you.
Certain professionals are barred from practising if they enter in to a Trust Deed.
After completion of the Trust Deed, it may be more difficult and more expensive to get credit for a further three years as it may stay on your credit report during this time.
I can never thank DFH enough for giving me hope and a future, free from debt.
