Existing Customers: 0161 228 6194
New Customers: 0161 228 6055

Financial solutions from DFH

Putting you back in control of your debts

Financial Solutions from DFH

DFH Financial Solutions is a family owned Debt Management company that puts people at the heart of what they do.  If you are –

  • Unable to repay your debts
  • Struggling to cover your essential living costs
  • Running up late payments and interest changes
  • Receiving threatening calls or letter from creditors

Then you have come to the right place. We have been established over 15 years and are currently helping over 5,500 customers just like you. We treat everyone that calls DFH Financial Solutions, with the utmost respect, aiming to give the best possible advice to every caller regardless of their circumstances.

Our promise to you

We give clear, confidential debt advice to everyone we speak to, no matter how big or small their debts are.

Our debt solution advice will be clear and easy to understand and tailored to your personal circumstances.

Any details you give us will be kept strictly confidential

IVA

If you have unsecured debts of over £3,500 and can no longer afford to make the repayments and cover your other living costs, an IVA could be the solution for you, depending on your circumstances.

Debt Management
Plan

A Debt Management Plan is an informal agreement designed to allow someone who is struggling to meet their monthly debt repayments to unsecured creditors, the opportunity to make a single affordable monthly payment.

Other Debt
Solutions

Considering all your options when dealing with your debts can be a worrying and stressful experience, especially if the right information isn’t available to hand. At DFH we promise to advise you on debt solutions suited to you and your individual circumstances.

Why our customers choose us

  • Over 15 years’ experience
  • More than 5,000 customers
  • Rated 4.8 on Feefo & Review Centre
  • We give clear & honest advice
  • Fully confidential
  • Treat everyone with respect
  • Understanding & non-judgemental
  • FCA regulated

Hear what our customers say

Brilliant, fantastic, highly recommended are words often used to describe the service from DFH.

Our professional and understanding advisors take time to listen to your situation and strive to give you the right advice for your personal situation.

We really value our customers, but don’t just take our word for it. Listen to what our customers have to say, or read the 1,000’s of reviews across Feefo and Review Centre to find out why we are rated 4.8 out of 5 for our service.

Try our benefit calculator

What could you be entitled to?

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What debts can we include?

Debts We Can Help With

  • Overdrafts
  • Benefits over-payment
  • Personal loans
  • Credit cards
  • Store cards
  • Charge card
  • Utility arrears
  • Rent arrears
  • Payday loans
  • Debts to family & friends
  • HMRC tax arrears
  • Other outstanding bills

Debts That Can’t Be Included

  • Tax credit debt
  • Mortgage payments
  • Student loans
  • Child support payments
  • Hire purchase agreements
  • Court fines
  • TV licence arrears
  • Social fund loans
  • Debts arising from fraud
  • Charging orders
  • Logbook loans
  • Council tax arrears

Frequently Asked Questions

Will a debt management plan effect my credit rating?

If you have already missed payments it is likely your creditors have recorded the information on your credit file. Your ability to obtain credit will be affected in the short term and may be affected in the medium to long term. However, it is very important that you do not take out credit while you are on the debt management plan as this could affect arrangements already in place.

Does DFH cancel all my payments with creditors or do I need to do it?

DFH will negotiate with your creditors on your behalf and set up a new affordable singular monthly payment that we will distribute to your debts. However the initial cancelation will need to come from yourself and can usually be done over the telephone within minutes with your bank. The reason DFH are unable to do this on your behalf is that we only set up arrangements with your creditors, but if you are having any difficulties, then DFH can help. After this has been completed DFH can take over the management for you with your new monthly amount.

Why do I need to do an annual review

Once you are on a Debt Management Plan, we need to carry out an annual review. This is designed to make sure that your payments are still affordable. Some lucky people do get pay rise which means they are able to increase payments and finish their plans sooner. However, it also allows us to reduce your payments if your circumstances have changed, such as going on maternity pay, reduced hours at work, a change in benefits or a child leaving full time education.

What should I do if my creditors contact me?

If your creditors contact you by telephone the following is a list of information you should provide them with:

  1. Tell them DFH are looking after your accounts
  2. Give them your DFH 6-digit reference
  3. Request that your account is put on hold for a minimum of 30 days
  4. Advise them that DFH have already sent them documentation and to await further instruction.

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